Retirement Planning for Small Business 3 options

Wondering if your business is too small for a group retirement plan?

One of the keys to attracting and retaining top employees is to offer a high-quality retirement plan. A group savings plan conveniently helps employees save money for the future while reducing and deferring taxes today. Plus, the investment you make in a group retirement plan is an investment you make in your organization, your employees and your reputation. Everyone’s a winner.

Three options stand-out depending on what you want to accomplish with your plan and how much flexibility you need. These are: 401(k) plans, SEP IRAs and SIMPLE IRAs.

The 401(k) Offers the Most Flexibility and High Contribution Limits The traditional 401(k) is probably the most widely known retirement product on the market. It’s the fully loaded, high performance SUV of retirement plans. It’s generally defined as one that enables a business owner and employees to make consistent, tax-deferred contributions during the length of their careers.

SEP IRAs are Pretty Easy to Start and 100% Funded by the Employer Simplified Employee Pensions, more commonly referred to as SEPs, are also a popular retirement plan choice as they offer a contribution limit that’s similar to a 401(k). It doesn’t have all the bells and whistles of a 401(k) plan, but it’s got a good engine under the hood. One of the most important things to understand about SEPs is that 100 percent of the contributions made are by the employer (no employee contributions allowed) and these dollars are immediately vested for the employee.

The SIMPLE IRA is a Solid, Affordable Third Option

The SIMPLE IRA’s name is a bit misleading (it actually stands for Savings Incentive Match Plan for Employees). While both employer and employee can contribute to the plan, the employer must match and matching is vested immediately.

If you do decide that you want to offer a retirement plan, you are definitely going to need some professional advice and guidance. Pension rules are complex, and the tax aspects of retirement plans can also be confusing.

As a financial planning and wealth management professional firm, Mintco Financial has been helping its clients effectively plan for comfortable retirements.

Michael Minter, as a managing partner of Mintco Financial, is a trusted investment management professional who carries more than 16 years of experience in this challenging career field.

Throughout his professional history, Michael Minter has gained strong insight into what skills and knowledge is necessary to perform investment management, wealth building services, small business development and retirement plans.

Michael MInter is also author of the book I-Plan, a guide for your financial security.

Call Michael Minter at 813-964-7100 at Mintco Financial.

Retirement Planning for Small Business

How To Make Home Made Healthy Slim Shake

There is hype about the use of a slim shake and everyone is running behind to get a good one that can trim the body instantly and keep it this way for long. The problem that is experienced by almost everyone is that how to choose the best shake for losing the body slim. The solution to this problem is very easy that is to make your own healthy slim shake.
Make Your Own Slim Shake On the very first step you have to slice up all the fruits chosen for the shake and cut the fruits into small pieces so that the blender can blend them in a smooth consistency. The variety of fruits should be chosen for the shake to have taste and variety of nutrients. The fruits enriched in fiber should be on the priority to be added in the shake because fiber promotes weight loss. Ice cubes should be also of smaller size that you want to add in the shake so that your blender can work effectively to prepare a smooth shake. Instead of ice cubes frozen fruits can be added into the shake as well. Don’t forget to blend the hard ingredients first so that they can be well blended and you can get a sack of good consistency. Now you have to add liquid in the shake and it can be a low fat or fat free yogurt with vanilla, strawberry or the flavor of your choice. A juice can also be included in it and don’t forget to add the unsweetened juice because the added sugar in the juices increase the calorie count. The good idea is to add the powder of a good quality slim shake powder to mix up all the ingredients which promote weight loss. There are some slim shakes of natural ingredients to promote healthy weight loss so adding a scoop of this powder is going to add up in the nutritional value as well as the effectiveness of the shake. Addition of whey protein in the shake is so useful for weight loss because it is present in almost all the shakes available in the market for weight loss. So if you add it in your shake it is going to be a healthy slim shake for you. Enjoy the healthy and delicious slim shake of your own choice right now, and don’t wait any more to reduce your body weight.

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Fashion School Careers In Focus Fashion Pr

Are you interested in an exciting fashion career working with some of the top professionals in the industry? You can learn more about public relations careers in fashion while earning your degree in fashion school.
Public relations are all about defining, creating, and communicating an image to promote a product or service. If you have the gift of gab and a love of fashion, public relations could be your ideal fashion career.

Fashion publicists are usually employed by fashion retailers to help create and promote their image to consumers. Publicists often work closely with fashion editors and other high-ups in the fashion industry in order to get the word out about their clients. A public relations career in fashion means that you know the economy, sociology, and politics of the target audience for a given product. A degree in PR will help you to understand all of this, but it also helps to have a passion for and great understanding of the fashion industry so that you can communicate the value of a product to a consumer market. A few courses in fashion school will provide you with a firm foundation.

Attending fashion school is a great way to establish contacts for networking, which is key in the public relations world. Your success is largely dependent on the people you know and the nature of your relationships with them. Basically, the more people you know, the more valuable you are to the fashion companies in need of promotions.

Having well developed people skills is perhaps one of the most fundamental qualities to have as a fashion publicist. Individuals that are dynamic, charming, and wont take no for an answer tend to have the greatest success in this field. Ambition and drive is what gets the job done; if you have a knack for persuasion, you should look into learning more about this exciting career in fashion school.

Read more about Fashion School here.

Ge Forays Into Home Healthcare Market In India

GE Healthcare, the healthcare business of General Electric Company, forays into the home healthcare market in India through the introduction of sleep care and home respiratory care solutions, that are added through acquisition of Vital Sign. The home health solutions are added through acquisition of Vital Signs Inc and its subsidiary Breas Medical AB.

Vital Signs is a provider of medical products applicable to a wide range of care areas such as anesthesia, respiratory, sleep therapy and emergency medicine. Vital Signs has a broad product portfolio of innovative single-patient use products which offer significant cost advantages and improved patient care features, including reducing the likelihood of transmitting infections from one patient to another. Single patient-use technologies contribute to a reduction in patient mortality through limiting hospital-acquired infections. Vital Signs products will highly complement GE Healthcares leading anesthesia delivery, patient monitoring and acute respiratory offerings.

“Home Healthcare is largely untapped, while at the same time, a fast growing market in India. This global acquisition is consistent with GE’s strategy to invest in high technology, innovative businesses that deliver top-line growth and earnings expansion. This acquisition takes us one step closer to our vision Early Health. It is a strong, strategic fit and allows us to address the individual patient directly, for the first time. This is our first foray into home health in India, said Mr V Raja, President and CEO, GE Healthcare South Asia.

“At GE Healthcare we are very pleased to enter the home health and sleep care market. As a company we look for strategic ways to strengthen the breadth and depth of our product portfolio in response to customers needs. Moreover, now with our iSleep products, we continue to provide clinicians solutions for better patient care with the aim to improve patient quality of life,” said Mr S Ganesh Prasad, Vice President Clinical Systems, GE Healthcare, India.

What Is Oem Auto Glass

OEM stands for Original Equipment Manufacture. This means that the auto glass meets the original specification for safety and quality as the glass that it came with from the factory. Auto manufacturers do not make glass. They use different auto glass manufacturers’ to make the glass for your vehicle. A “dealer” glass is the same glass the auto glass shop would have, made from the same auto glass plant, but, in the process, the auto glass manufacturer stamps the brand name, such as Toyota, or Ford, making it a “dealer.” Same exact glass, but more expensive due to the brand name.

OEM auto glass means it is essentially the same piece of glass that is installed at the time the vehicle is made with the only difference being the windshield manufacturer. OEM glass is produced from original equipment-style tooling and meets the manufacturer’s specification for safety and quality. Only OEM glass can insure proper fit and finish which greatly reduces the possibility of air or water leaks. Most importantly, only OEM glass is designed specifically to meet the safety standards necessary for protection in an accident. You should always use OEM glass to insure your safety. If you are making an insurance claim to pay for your windshield replacement, you are mostly entitled to OEM glass. You have paid for it in your policy.

There is plenty of cheap non-OEM quality after glass market out there, but saving a few dollars on a piece of glass that may or may not fit right or be of the right thickness is not worth the risk to car owners.

OEM suppliers are trusted by auto manufacturers like GM, Chrysler, Toyota, Ford, etc to provide quality controlled windshields that are a perfect match and fit for their vehicles. OEM suppliers spent hundreds of million dollars in research and development, using computer-assisted engineering and designs programs (CAE and CAD) to ensure quality windshields for their vehicles.

Each OEM windshield goes through rigorous and thorough surface contour and optical quality checks as it moves down the assembly line. Auto glass parts produced by OEM manufacturers consistently fit better and adhere to the same standards for fit and finish as the glass that is originally installed when the car is built.

The after market shops will tell you that their product is the same quality as an OEM windshield. Wrong. Non-OEM auto glass manufacturers make copies of OEM auto glass parts. These copies have to vary slightly from the OEM part due to the fact that OEM parts are patented and the designs are protected and trademarked.

School Education For Child In India

be compared to a blunt axe. As an axe without sharpness does no good, so a human being without education cant do any good either to himself or to the society. Education shows us the way to acquire knowledge which is a combination of creativity, righteousness, courage and indomitable spirit. Education is also needed for forming a strong character and to fight with the negative impulses. Education illuminates our lives and also spreads its beam in and around us.

In a country like India, where a good percentage of population dwells below poverty line, the enforcement of Right to Education Act proved to be a blessing. As this Act provides for free and compulsory education up to the age of 14 years to each and every child of the country, the number of school goers have increased, especially in the government schools of rural India. The Indian Government has taken some other measures as well to offer a secured future to its children. But even after all these efforts; many people have raised questions regarding the authenticity of such implementations.

Defeating all the negativities, the Indian education system has proved its worth internationally. The present President of the Unites States of America, Barak Obama, addressing a town hall meeting at Costa Mesa in California stated that the USA needs to raise their standards to compete with the students of India and China. The two most populated countries of the world, India and China, have a very well structured education system.

Apart from Government initiatives, the private schools also have contributed a lot to put India in such a position. In India, a number of schools are run by private trusts, or sponsored by an international Board, or is run by the Christian Mission. Many of these schools have set examples by providing education of high standard.To sustain a constant development, the schools are also implementing new measures in the education system.

OnlineSchoolAdmissions.Com has also forwarded its helping hand towards the parents of the country. It enables the parents to search for best schools in India and also empowers them to apply online for those schools. This portal is developed after a long research to suit the needs of the Indian parents. Because of OSA the parents can now give their value time to their kids who need it the most for development.

The writer of this article is a school advisor in OnlineSchoolAdmissions and provides free of cost consultancy to parents on school admissions. Parents can look for schools directory list on the site from where they can search for schools in Ahmedabad or schools in Hyderabad where they can admit their child. They can also search for list of schools in Hyderabad as per their choice and can fill up schools application forms online.

Exciting Opportunities And Jobs In Sports Management

Gone are the days, when a career in sports was generally associated with a national level sportsperson or an Olympic athlete. Nowadays, the scope of sports has increased by leaps and bounds; in turn, accommodating the graduates of sports management too. These graduates handle everything from the sports team, public relations, team promotion to the maintenance of sports equipments.

Job Profile

A sports management graduate can work anywhere starting from school/college/national level sports teams, public/private sports agencies, public relation firms, athletic departments, health gymnasiums to recreation organizations. Irrespective of the nature of organization, sports managers have to follow a hectic work schedule round the clock.

In addition to their routine work, they have to do extensive traveling along with the sportsperson or team and monitor the practice sessions too. They are also responsible for maintaining the public relations and taking the necessary steps for sports or team promotion. In a nutshell, they are the whole and soul of the sports or sports team they opt for.

Job Opportunities in Sports Management

Sports managers can offer their services as a sports agent, sports scouting agent, sports equipment manager, athletic director and sports retail store manager.

A sports agent works for a professional athlete managing his finances, negotiation, endorsement deals and sports contracts. Scouting agents work in tandem with coaches and sports agents to assess the performance of college level players and evaluate the probability of their absorption into the national sports team.

The sports equipment manager takes the full responsibility of team’s sports equipments and is involved in directing the equipment production, purchase, repair and regular maintenance. As an athletic director; a sports manager makes, arranges and manages athletic events. The operations and management of a sports retail store (selling equipment, clothing and footwear related to all kinds of sports) is looked after by a sports retail store manager.

The sports management graduates can try for a large number of jobs in sports management waiting for them in the job market. Wide scope of sports career not only allows them to work but also to experiment, to obtain high bracket salaries.

Automotive Service Technician Training For A New Career

If you are seeking a career in auto repair, you will soon find that automotive service technician training is offered in trade schools, vocational schools and community colleges across the country. Automotive service technician training is perfect for those who enjoy using their minds to solve problems, and don’t mind getting their hands dirty.

Today’s automotive repair professional must be more than just an auto mechanic; they must be well-trained experts with solid training in automotive service and repair and plenty of hands-on experience. With the proper background and certified auto service training, you could soon have the title of professional automotive service technician.

When you begin your automotive service technician training, you will learn much more than the essentials of car maintenance and auto repair. A thorough automotive service technician course should touch upon communications and business practices, which will be especially helpful should you decide to go into business for yourself.

Your practical training will cover the specialized uses for electronic diagnostic equipment, computer-based technical reference materials, diagnostic computers and compression gauges. You will learn how diagnose the source of engine or electrical problem(s) in cars, trucks, buses, and motorcycles, and accurately determine the type of repairs required. The auto service technician course will teach you to perform maintenance and repairs with traditional hand tools, such as screwdrivers, pliers, and wrenches, as well as power tools, specialized computers and hydraulic equipment.

To reach the level of certified automotive service technician can take up to a year of study and practical experience. Some automotive service technician schools offer an advanced two-year associate degree program, which would be very helpful when seeking employment after graduation. Once you are a certified automotive repair technician, you will be subject to regular review and recertification. You should be able to depend on your school update their curriculum to keep current with emerging technologies, and to periodically provide refresher courses for working technicians.

If you think you are ready to begin automotive service repair training, the first step is to be sure that your chosen school offers Automotive Service Excellence (ASE) Certification. ASE Certification assures that your school will provide you with training that is comprehensive and of high quality.

To learn more about automotive service technician training, or even online automotive training, visit our website and submit a request to a few schools today. You will soon be on your way to a new vocation in auto service and repair.

DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on our website.

Copyright 2007 – All rights reserved by Media Positive Communications, Inc.

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How To Work From Home- Keys To Success

Working from home is becoming an increasingly popular alternative to cubicle life. Every day, more people learn how to work from home and leave the traditional corporate world. By developing a worthwhile business idea or using an established program and devoting the required effort and time, people find success working from home.

Many companies hire individuals to work from home as employees or independent contractors. Finding a legitimate and lucrative opportunity requires some research. A good home-based business requires little to no financial investment. It is also simple to operate with basic training, easy to maintain once started, more fun than a traditional job, and is profitable over the long-term. People enjoy doing the work and realize increasing income over time.

Working from home requires a designated workspace with the house. A computer with an Internet connection, printer, telephone, and office furniture including a desk, chair, and file storage are required. Some home business owners also need a photocopier and fax machine. Those who find themselves on the road a lot should consider purchasing a tablet computer or smartphone. They can maintain customer service and allow the business to move along while they are traveling.

We often take office ergonomics for granted in the corporate world. A home office should be just as comfortable and ergonomically friendly. The office desk and chair should be the proper height and the computer keyboard should be placed in a comfortable location. If the printer and telephone will be used frequently, they should be within easy reach. A paper filing system organized in a logical manner makes document retrieval convenient. Pens, pencils, paper clips, sticky notes, and a stapler should be organized on the desktop.

Success usually comes easier with some assistance in the form of specific business tools or a mentor. Business software is available for bookkeeping, prospect development, and many other purposes. Experienced professionals who are willing to offer advice and ongoing guidance help newcomers learn how to build a profitable business without experiencing common pitfalls.

There is nothing stopping anyone from learning how to work from home. With unemployment levels reaching record highs, now is the great time to start a home-based business. What begins as a secondary source of income can quickly develop into a career if the right approach is used. Resolve to escape the corporate life and begin working for yourself to realize higher income and a greater level of freedom.